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@rosyy57 Any particular place you bulk buy? Interesting!

@rosyy57 Totally agree, have the pension maxed out for my age so OK on that front. Just can't really figure out what return I'd have to hit to make a long term investment better than the overpayment.

@jesuscentered Yeah this is one of the reasons I tried to take a lump off it early, felt like it would make the most impact from a savings pov.

I see the concept of mortgage overpayment discussed here a lot so thought I'd put in the result of a recent mortgage lump sum overpayment we did for reference. Original mortgage: 31 years left, with 344k outstanding at 4.1%, monthly repayment 1.63k Overpayment lump sum: €45,000 New...