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@swounds First of all, congratulations on building yourself up from a place of hardship to where you are now. I've been there, I know how challenging it can be, and I think you're doing a great job so far. WealthSimple and Questrade are two excellent options so long as your situation isn't...

@noelenrik00200 Fortunately, you are right and everybody else is wrong. You only pay the given tax rate on income earned in that bracket. It's a very common misconception that your whole income is taxed at your marginal rate. In fact, I have personally seen people turn down raises because they...