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@carolcole Great job! Hopefully your spouse is also building up their IRA?

@cbc8171 As much fun as this is to go point to point like a high school debate team..you honestly have way more time and interest in this argument than I do. You’re what, a 20 something Lt spends at least a month of his life each year on Reddit....proselytizing how his opinions on investment...

@cbc8171 Not poor advice, I go for max long term growth. If you want to squirrel away some of your money in govt securities, and govt corporate mortgage backed bond funds (G/F funds for everybody else), enjoy. Your “go back one decade further” included the 2007 housing market crash and those who...

@nenab If you want to be more aggressive (totally reasonable at your age/career point), take it out of Lifecycles and split it between C/S. You can check out the individual funds past track record, but after I did lifecycles for 10+ years I wish I had managed my own fund split and not the lazy...