Search results

@mayello Only if you intend to live in it. Else buying apartment for investment is pointless IMO

@imjapun Yeah majority of India still feels RE as the ultimate investment avenue. For my relatives in tier-2/3 towns, am a fool betting 60-70% on income on equity (index funds that too 🤪) and not RE

@mayello So in 10 years you plan to earn 27.5L? That downpayment of 25L if you put in a simple FD @7% will become 50L in same tenure. Not even talking about mutual funds/equity which can easily give you 12% XIRR amounting to much higher profits. There’s no guarantee of having a tenant...

@hmongpaster1989 Ok thanks.Ditto has been pushing them aggressively stating all great things like high CSR, lower complain rates etc. but whenever someone pushes something, straightaway seems like a red flag

@hmongpaster1989 Would appreciate if you could share the reasoning as well?

@jacquelineblessedangel Well there are ~5cr of us mate. What to do 🤷🏼‍♂️

@henry_ HDFC ergo Optima Secure or Care Supreme? Looking for family floater. Hdfc premiums look 50% higher, so a bit confused but Ditto guys suggest they are better when it comes to claim settlement

@jacquelineblessedangel Death & taxes. The two constants of life. 🙄

@mclachlan What a stupid report. Who cites claims being more than premium in corporate insurance 😱 Get one from outside man. Even I am getting one but for contingency.

@ajewelinhiscrown 90% saving rate, so that’s more than enough financial control. What else can you do? Increase income. Spend on upskilling yourself and increasing income.

@kymom2022 It’s something related treatment equipment or something like gloves, masks etc etc they say. Some complicated shit which is beyond me tbh

@mclachlan I see. Actually even I have corporate policy and there we had options to select 0%,10% or 20% co-pay. I went with 0% And still I end up paying ~10% on every claim

@mclachlan Always go for 0 copay.

@brennenstuhl Look at his savings rate. By 42 he would have more than double of that easily

@chas4all It was tough getting laid off with home & car loans running and kid on the way. I think the jolt was needed to get me out of my slumber. Post that have closed the loans on war-footing(Car loan in 1.5 years, Home loan in 10 years) & have maintained a 60%+ investment rate since couple...

@kelly732 Quote is same

@henry_ Question: Is it better to buy insurance through Ditto like brokers or directly on the company website once you have decided? For example I want to go with hdfc ergo, should I go with ditto or directly buy it on their website