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@turboizak Run some scenarios You would get a different outcome if you kept yourself leveraged more i.e. start at 20% deposit and buy a second house when you reach about 40-50% equity in the house. Keep repeating this so you never lose too much of your leverage.

@inhisarms17 Do it, don’t worry let money hold you back - you are in a good position already with your savings and you sound careful with you money. Life is about experiences and having fun, not just trying to pull together dollars and cents.