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@snowdeer When you choose to file through your own insurance, your deductible almost always applies regardless of fault. So you need to be ready to pay $500 to the body shop when your car is done. Your insurance company will work on trying to recoup that $500 for you but will usually tell you...

@deidrec My guess is those documents are to confirm whether or not you and or your cousin have any additional insurance or assets. If this is the case then there's no reason not to be 100% truthful when filling out the paperwork. A global settlement usually means that your insurance company is...

@lethimhear Has your claim actually been denied? As in formally denied with a denial letter or are you just stuck on calling someone out for saying different things which isn't necessarily a denial.