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@blueberry25 I am doing 5 % since employer matches max 4% plus I pay 1090/ month for health insurance. Thinking of having a second kid and the insurance is good for maternity/ delivery care. I don’t want to stretch myself too thin and be net positive each month. Wife and I have had the...

@adon It’s a ball and shackle bottom line and I am in the same line of thinking. That’s why I have been trying to pay it down as fast as I can. The mortgage to me is doable because of the interest rate. Everyone raves about investing in the stock market because of the larger average annual...

@adon What do you think would be a “reasonable debt” before starting any investments ?

@radicalson House is valued at 350-380 k, cars are worth 20k so I guess it’s worth getting that student loan paid off asap

@christineleex3 Interesting take but makes sense, thanks

@allroads Interesting way of looking at it . Thank you

@steve77777 The reason I’m doing 5% is because the employer matches 4%. But thank you for the reply

31 M making $140k/ year with approx 25-40k / year in bonuses. 5% of income goes to 401 k and employer matches 4% Wife 30 F works part time to stay with our kid (2y) and cover car insurance + day care + other minor expenses -Mortgage 221 k left @ 2.87% (1430/ month) -Student loans 125 k left @...