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@signi Yeah, I had CT state insurance and it seems like it was an HMO plan from your description — I hated it. I think I definitely want to be able to just make appointments myself if necessary, rather than fighting to get an appointment with a PCP and then also get an appointment with the...

@signi Not particularly as I don’t really have that sort of relationship with my doctors — CT state insurance has been better than nothing, but I found the doctors treating me were always leaving for better practices (not that I blame them, just has made it difficult). Luckily, the conditions I...

@christhasrisen2000 The Saver one has a deductible of $1750, OOP limit $5000; Blue Care is $1250 with the same OOP limit. Theres nothing that stands out with the HMOs, but I’m also not sure what to look for. The one HMO is pretty much identical to the Blue Care (same deductible, OOP limit, same...

Just got a new job this month and have been putting off enroll/waive coverage. They have 4 options and it’s very overwhelming, I’ve been on state insurance my entire adult life and have zero clue what any of it means — I checked out the pinned post and I don’t even know how to understand it in...