Search results

@eterna To be honest, my parents gave me this money with the intention that I should use it to settle down in Japan, buy a house, and plan for retirement, among other things. Although they didn't explicitly express these intentions. I feel it's a bit early to make plans for these things at...

@saramae I see! Thanks for the clear explanation!! I guess I have to take another class on financial literacy…

@eterna Thank you for your thoughtful response. I don't plan to use this money for retirement funds or buying a house because I haven't decided where I want to retire or settle down. While people around my age prefer to buy houses, I personally don't like the lifestyle tied to mortgage and...

@saramae Same fee but cheaper price per share. And Nomura seems like not a bad choice?

@jewelpet Wow! Clever! I hadn't thought about credit card points or anything like that ...... I'll keep that in mind!

I see Nomura has started a new NISA fund now, it looks like a eMAXIS Slim replacement. If I'm going to buy new NISA in the end of this month, [eMAXIS Slim] all country 22,294 per share S&P500 Index 26,421 per share [Nomura NISA fund] all country 11,559 per share S&P500 Index 11,759 per...

@manishk012 Yes, I read it. Thank you both about the information!

@manishk012 Thank you for the reminding. I will try to figure out how to work, probably just pay the tax...that's the easy way. and thanks for the NISA advise.

@manishk012 whaaaat!? I don't know how it counts, but I was a student in for 4 years, and this is my third year working in Japan. However, the money itself is not going to transfer to my Japan account directly, but to my bank account in homeland. Then I will transfer it from my homeland account...

@rogueebear Oops, I was outside and have replied to wrong person. Anyway, Thanks for the correction. Any thoughts on the investment part maybe?

@lishacccc Thanks for the reply! Do you mean simply using ideco as a way to save tax? But if I'm leaving Japan in 5 years, then ideco seems like it will become a hassle for me ......

I'm 32-ys-o, not a Japanese or American. I'm currently working in Japan and plan to stay here for the next 5 years, I still have a wait-and-see attitude towards to PR/Naturalization. My parents want to give me some extra money (about 3.5M yen) to manage, and I feel a little bit uncertain about...