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@lev *when rates were the historical average. Which they are again now. The last decade was an abomination of low rates, it was not normal in any way.

@thestarside Yes. And has been for some time, if only for the fact that the shoddy uninsulated, cheaply built houses here are clearly not worth $1M. But you could also look at one of the internationally recognised measures for a healthy economy. An average house should cost 3-4 times the...