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    I do not understand investing, like at all

    @phil4508 Over time (30+ years) my aggressive style has been extremely rewarding. I don't even do ETFs. I do individual stocks and the very occasional options trade. Suggesting the ETFs was my way of making what's worked well for me less daunting for a newbie. Yes, it does take a some...
  2. B

    I do not understand investing, like at all

    @phil4508 Disagree. Target funds are horrible and consistently underperform. Look into SPY, QQQ, and a Russell 2000 ETF. I’d split it across all three of those evenly, dollar cost averaging any new money.
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    $15,000 credit card debt at 21yrs old

    @vistrosv Please let me know where you can get a $12 pizza (other than Costco) or Chinese dinner for $20.
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