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@nhan My wife and I don't really drink, but going out for food/drinks is really expensive here. Dinner with no alcohol at a regular restaurant is at least $55-65. Drinks are going to be above $10 for a cheap beer, but it's definitely manageable. It also depends on any loan payments you have...

@nhan I'm an O-3 with 4 years in that lives in San Diego. My wife works, but only part time and we're paying out of pocket to put her through school. We have two dogs and no kids. Housing- BAH is pretty damn good for those areas, in San Diego as an O-3 with a dependent you'll be looking at...

@lookingfordavid https://militarypay.defense.gov/Pay/Tax-Information/CZTE/#:~:text=Bonuses%20and%20special%20pays%20are,served%20in%20a%20combat%20zone. Yes it should!

@lookingfordavid What others have said here is important. The government will withhold 22 percent I believe automatically so your bank account will get 62k unless the 80k you mentioned is after tax. Paying off your credit card debt is a MUST and should be done as soon as the check clears. As...

@gordy101 You can get HYSA's currently at 5 percent APY