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@cyberherbalist Equifax - 6 years in all provinces Transunion - 6-7 years depending on province

@childofgod001 Hah hah same, a Zellers card, except it was $700 and suddenly in 2014 I started getting calls about it but I had paid off all the bad university debts I was aware of and was rebuilding my credit. At that point they wanted about $1500 and then in 2021 when I last heard about it...

@ophanim Also just to add to this, the collections agency can sell the bad debt to another agency and they can start harrassing your husband for payment and once he shuts them down by refusing to acknowledge the debt they can sell it on down to the next agency. They can't enforce the debt but...