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@earnestq You don’t have a deductible on the second one so yea, absolutely.

@ngocvncom This this this, OP.

@chelseamc Agreed with this. However as you mentioned, if you enroll in an ACA compliant plan they won’t ask super detailed medical background other than whether you smoke or anything major. So just be honest, it won’t affect your premium on the marketplace as far as I know.