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@hopeful4610 My ex made substantially more than me… so the calculation for spousal support is based on the standard spousal support calculator (I think it’s a state of California thing) and is meant to make me “whole” for half the length of my marriage (so for 4 years since we were married 8)...

@matt5 Luckily her dad is a Purple Heart veteran so she can go to college for free at certain state schools. Would you still recommend?

@rtyaerstq3cfdsqvwvvwrtbh Eek. I know. That one is rough lol. I will miss it! Luckily daycare fees should go away as my daughter goes into kindergarten right after that but always a good reminder.

@rtyaerstq3cfdsqvwvvwrtbh Thanks for the reply! Ya unfortunately contributing to the deferred comp plan is my alternate employer account since I can’t do the 401k. I can’t change my contributions till next January, so I’ll remain at the 10% of my salary level. Maybe next year I should plan to...

@rtyaerstq3cfdsqvwvvwrtbh To add to this.. I work from home, and have a two year old and two dogs, so if I were to rent locally instead, I’d be looking at around $4k minimum for a less updated, smaller house here in San Diego with a yard, so even though my mortgage is more, at least I’m gaining...

@breety Lots to look into.. thanks for taking the time to reply! I’ll check out those links you posted. Appreciate it!!!

@breety The $27k is a few different employer IRAs that were all just recently rolled into one. They kind of just sat there for years without being looked at. Very dumb. Finally just consolidated them into the one traditional IRA account. Since I make more than the $138k a year it was my thought...

34 years old, female, solo mom to a 2.5 year old (her dad has her one day a week), divorced at 32 and starting from almost scratch when it comes to retirement planning as my ex did most of it and when we split, I got the house equity ($350k) and he kept his retirement savings ($175k). I’ve since...