@mehrtens As an employee, I would be scared being in that much debt. How is your employment guaranteed?
One retrenchment or job loss or (god forbid) one of you passes away and you are up to your eyeballs in debt with no way to repay it.
Looking at the numbers, your gross rental yield on both...
@trialsufferer1 R7500 is less than 1% of the property value and after maintenance, rates and taxes as well as income tax you're going to be left with barely anything. Much better investment options out there than that.