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  1. M

    Whether one should have a credit card or not?

    @strachan You mean your credit limit is 30k. These things are black box, not sure how they decide.
  2. M

    Whether one should have a credit card or not?

    @strachan Bank decides whether they want income proof or not. In my case they didn't ask. May be because of my good credit history and cibil score, I am not sure. I applied through Flipkart. Someone from Axis bank came for KYC, they just verified my Aadhar & PAN, took a picture and took...
  3. M

    Whether one should have a credit card or not?

    @herring2145 Yea, back in October I got it. 3 months later I also applied for Axis Ace and got that too.
  4. M

    Whether one should have a credit card or not?

    @knoton At that time my cibil was 795 and experian was 850.
  5. M

    Whether one should have a credit card or not?

    @knoton I also don't have an account with Axis bank however I got the credit card on the first try. My credit score at the time was around 795. I also didn't have to provide any income proof.
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