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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @letthrmusixsaveyourlife Yes but for all other years it was a bad performance, had the money been invested in VT or similar it would have made much more interest.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @orton776 Thanks for the support! They probably wont let it happen but Imma try anyway.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @danielincebu Yes but thats not legal yet, respectively I want to send my current contributions to a vested benefits account, not the ones from a previous employer.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @anniew When you change jobs you should put the money from your old 2nd pillar to the new one, legally speaking. You can also not do that and park it in a vested benefits account, since the law is not really enforced. This way you can invest it more aggressively in stocks than a pension fund would
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @heal_the_sick Agreed, but maybe it doesnt have to be this way.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @resjudicata Smartest thing to do with that money in the current system.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    @virtualhope The left doesnt like the 2nd pillar though, its a liberal/conservative construct. So they might be indifferent to this proposal. What is true though is that there will be no party fully in favour.
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    Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

    As the pension fund of my employer has given me an interest of 1% for 2023 on my money invested there (and the years before were not much better - mostly just the BVG minimum), I have been looking into other pension funds. I found this comparison by some organisation. It seems to me that most...
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