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@justinwolf I ended up staying with Trading212. Got a lot of good info on how my equity and funds are safe. Feel pretty comfortable now with it.

@mystery9 Just had a chat with someone from support and confirmed that if they go bankrupt, all your assets are sold and you get money back, up to 85k. That’s exactly what they said. If they are worth more, you just lose that.

@mystery9 Yes! Exactly what I needed! Thank you very much! They should do a better job of explaning this on their website.

@ella72 No worries! I did read a lot on it( books and blogs). I just don’t know everything. And of course, I wouldn’t invest without being 100% sure. Right now I know I want a Vanguard all world index fund and one for all world bonds fun in an 80/20 distribution. I know I’ll do monthly...

@ella72 You’re right! VWCE is better! Thanks for the suggestion. What does accumulating mean? Yeah, I’m not gonna use trading212 because I plan long term and the 85k insurance seems way too low :(. Otherwise I like their platform. Stable and reliable.

So, after reading the J L Collins series and a couple of books I want to start investing. I did a lot of digging and picked VWRL(Vanguard FTSE All-World) and probably I'll pick a Bond fund soon also. I already made a plan and everything. I want to put around 3k initially and then around 300€ a...