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  1. M

    Credit card assistance

    @sonobia Checking accounts don’t give high interest rates. It’s not what they’re meant for. High Yield Savings Accounts do. Many banks offer both checking and savings (though not all banks offer high yield savings. A lot of regional banks give crappy rates like 0.05%) For example I keep about...
  2. M

    Credit card assistance

    @sonobia Pay off the balance. All credit card companies change interest for balance you’re carrying over. (There are some 0% interest cards for a time, but eventually they’ll charge too). The rates are usually very high like 25%. So yes credit cards can give points and cash back, but that’s...
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