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@thevikingland Same here, I havent had a contract in many years. What you are doing is the correct way.

@yhwhismysalvation I earn a similar salary, but have no debt and have more than enough money for my lifestyle. I keep things simple.. You most probably going to be spending over 1m on your car in 5/6 years then be able to trade it in for 400k. The harsh truth is that you need to make better...