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    Am I making TOO MANY AVCs? - 27 Y with 10% employer, compulsory 6.375% employee, and 8.625% AVC

    @hermit76 Thanks TheJitters, However, I'm not interested in the stock market at the moment. I'm saving for mortgage deposit, so trying to keep assets liquid for next 1-2 years. The pension is a safer long term bet and I'd been following flowchart sticky on this Reddit to maximize the AVCs...
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    Am I making TOO MANY AVCs? - 27 Y with 10% employer, compulsory 6.375% employee, and 8.625% AVC

    @baptist1611 Hi the_one_jt, I do indeed have an Occupational Pension type account, and not a PRSA.
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    Am I making TOO MANY AVCs? - 27 Y with 10% employer, compulsory 6.375% employee, and 8.625% AVC

    @vickyh Thanks voyager2406, I can see my error, Revenue probably don't even see how much the employer is contributing. I was looking at a High Taxable pay and wondering why it was 15% instead of 25%, then I remembered that the 10% from employer is only coming into the pot and not the payslip...
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    Am I making TOO MANY AVCs? - 27 Y with 10% employer, compulsory 6.375% employee, and 8.625% AVC

    @thesandlapper Thanks syc0pat, Appreciate the help and prompt response, enjoy your Wednesday.
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    Am I making TOO MANY AVCs? - 27 Y with 10% employer, compulsory 6.375% employee, and 8.625% AVC

    Good morning Irishpersonalfinance, Am I making too many AVCs? Context: My employer has mandatory pension scheme after 6 months, I joined and had 1st payslip today. I am 27-years old and thus fall into
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