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    What is the end goal. What will you be happy with?

    @4x4toy Mortgage cleared, cushy pension, funds for kids, nice cars, savings, good insurance, min 4 trips/ holidays per year & regular meals/nights out. Not having to check current account every day & can spend before checking. Oh and maybe hire a cleaner. Probably get there mid 50's but the...
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    How to Structure Debt

    @tokono Consolidation loan with a credit union - ours did these at 8%. Close Cc and o/d. Pay ahead & start saving for non regular expenses
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