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  1. D

    When do taxable investments make sense?

    @takeonme Roth is probably best of all worlds. I just checked and Roth distributions don't count as income if you retire early and go on ACA marketplace health insurance and are hoping for income based subsidies. There are so many issues involving things like taxability of social security...
  2. D

    When do taxable investments make sense?

    @takeonme Long-term capital gains can be taxed at zero if your income is low enough, and is always taxed at less than income. Having some of your retirement in that can be a tax avoidance strategy down the line.
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