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@makaylaglynn Well, you don't have to convert your money to EUR... However, dealing with USD bank transfers as a European incurs a lot of ridiculous fees (I've seen $40+ USD for $250 bank transfer...) so for me, it's always cheaper to keep them in USD at my bank and exchange to EUR when I need...

@makaylaglynn From personal experience, best way I found is to open a USD account with my local bank (in the EU), with a physical card. Add that card to PayPal (don't think I had to call them to change currency as the card already identified as USD) and start withdrawing 5k at a time, 20k per...