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@andres1986 Love you guys man. Definitely, a Malaysian startup that's under the radar. Can't wait for my Swag Pack to arrive ;)

@q490264 No, it's an upfront rebate, so it's already present in the savings from your insurance premiums when you sign-up/renew. I heard Etiqa has something similar but way more troublesome (monthly photos). Oh well, P&O is the way to go for now.

@q490264 Pretty sure it would, but I haven't tested it yet. Maybe you can check the quotes on a renewal and see how much is the difference between getting a 5K policy vs 10K policy. If it's within 10-15%, maybe you should just go 5K first, then top-up if needed. Depends on how you want it...

@q490264 Using it for roughly 2-3 years. Step 1: Sign up on their page. Step 2: Take picture of mileage and upload during sign-up process. Done. Step 3: If needed, you can top-up if you think you're going to exceed the limit, it's not too bad, going from 10km to 15km allocation is about 10%...