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@heathershaver It has to do with the amount you can borrow and the amount you can afford to pay back. I am a Private Client with FNB and also get a good interest rate, I could also go up to Private Wealth, butI have done the math and what you lose on Ebucks is not worth going past Premier. They...

@pyonghwabear I also have a high credit score, but during covid had a hard time paying bills on time, which negatively affects my ability to get a loan at good interest rate. Might be some thing along those lines.

@thecookdebra People need to be careful with this mindset. You could still get classified as a defaulter, regardless if the debt has lapsed.

@4jesus233 Yip, you’ll be lucky to get a MBA for under 300k these days.

@doomicross Look paying anything towards the debt, no matter how small is still better than paying nothing while you sort this out. There is a thing called In Duplum which will eventually kick in. Paying something marks the system as paid at least.