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    Am I crazy to keep putting all my money into index funds the next few years even if I have enough for a downpayment?

    @caljreich Kind of in the same shoes. I’ll consider it at 6% but I want to be in a position where I can easily accelerate it so I don’t pay a ton in interest. If I just go with 20% downpayment, it feels like a pair of handcuffs. Has required a lot of patience to get to this point but I think...
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    Horizons ETFs with .U at the end: e.g. HXT vs. HXT.U

    @lynturc Thanks.
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    Am I crazy to keep putting all my money into index funds the next few years even if I have enough for a downpayment?

    @johnnyhouse Stock markets have traditionally beat the housing market. If you aren’t ready to buy yet and keep your down payment fund in safer investments, they will lose value compared to housing. I’ve gone this route but I always had a flexible timeline when it comes to buy. Without...
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    Horizons ETFs with .U at the end: e.g. HXT vs. HXT.U

    I noticed that there are two options for many of Horizon's ETFs. For example HXT and HXT.U Can someone explain the difference to me? Thank you in advance.
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    6% 1yr fixed GIC at TD

    @amandalynn ≠
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