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@bcs90 thank you so much for you reply, they told me that the claim would follow me forever, regardless of who is at fault. I shouldn’t provide it to laywer..so this claim makes me seem like the kind of person who, in less than six months of driving, crashes an entire car...if i am auto company...

@bmag777 The funnest thing(not fun at all) is that only option for my car is the New York Automobile Insurance Plan (for these who can’t get quote from private market) , which costs $22,000 per year.This basically means I shouldn't drive ever again...thank you! and have a good weekend!

@bmag777 thank you.. looks reasonable, but it's hurting me. if that's the case, I might have to sell my car and become a health walker....thank you

@bmag777 I really appreciate your explanation. The relative lives with me, and they do not have auto insurance and do not drive. According to Lawyer, since we have the same address, I should offer it...otherwise, they (the court?) will ask about this.I'm not sure... but thank you for your reply.

@shirlslife Yes, it's the bus accident with another car. I was at home with my brand-new car when it happened. :) the lawyer lied to me and borrowed my auto insurance (according to law because we live together, same address) to claim the accident and he promised it wouldn't affect my auto...

@mlprice aprreacte your reaponse!!.. but it's lawyer fault.. I was thinking reporting insurance fraud to the state and hiring a lawyer to see if I could sue the legal firm. but I'm afraid I can't do anything. thank you..!

@johnerica thank you for your explain....so it's lawful that, with my agreement, the insurance can cover my relative's injury claim even though I and my car were not involved in the accident? very appreciate you answer..

@georgia56 Thank you for the response! I appreciate it very much!!! My relative was involved in this; he was on the bus as passenger, which collided with another car. i was so naive to trust the attorney to used my auto insurance... This has nothing to do with my car or myself.. thank you..

I apologize for being such an idiot and putting my trust in the law office in the first place. It's a fairly "good" lesson to learn when I enter society....ok, I'm dying because of this...please scold me anything you want...but I just want to receive advice on the next step I can take...or there...