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@ucdresearch Reading the responses here and your responses to those, I think your heart isn’t in it and you should pivot to teaching or some other career. A few years ago we hired someone with a PhD and it’s been sort of a disaster. We are not likely to hire a PhD again because this person is...

@brewersgirl74 For $80 you can enroll in Dave Ramsey's Financial Peace University, which should teach you all the basics of money. You can also watch videos for free on YouTube of Dave Ramsey as well as The Money Guys. Watch a bunch of those videos and you'll learn a ton! Having said that...

@ramy6et I think that's largely a personal choice. If you feel more comfortable with that strategy then there's nothing wrong with it. Having the security of knowing that part of your portfolio isn't subject to big fluctuations could help you sleep better. Investing isn't just math - there's...

@ramy6et Wasn't there a study done in which monkeys out-performed professional stock pickers? Anyway, index funds are way easier and the key is to invest consistently over a long period of time. Depending on your age, bonds might not be a good fit as those are very conservative. I think bonds...