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@homesteader It might be helpful to call them next week and tell them that if your aunt is designated, she predeceased. But no, this is normal, they are probably waiting for some part of their process - another department that holds the beneficiary designations, etc. We don't give out any info...

@muabannhadat678 Someone else, including you, can be the guardian. You need guardianship or conservatorship (I don't remember which word Indiana uses) of the minor's financial estate, which is a separate process from anything involving custody etc. It has to be approved by a judge and yes, there...

@airborne23 With the caveat that this may not be a universal truth: I'm a claims examiner & we do not provide information about other beneficiaries or how the benefit was distributed, it's a privacy violation. I get a claim about once a month where I look at the designation & get that sinking...

@tdhope Jesus Christ it's no wonder half the beneficiaries I talk to think I'm part of a scam, this is sketchy as hell mate

@keepthemcool2016 It sounds like your father is still the owner of the policy.

@naate If the person making the designation doesn't specify percentages, then it will default to an even split, at least with every policy I deal with. But you can, and some people do, specify something like 80/20%.