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@noose Early 40s. Most of it is in a contributory pension, my employer makes a decent contribution and I've increased my personal contributions up to the max for the past 5 or 6 years. The rest is in an S&P500 ETF with Degiro. Lifestyle is the big thing. Sure, you need a big income but you also...

@4x4toy Everybody's number is different, it's totally dependent on their individual circumstances. Whether people would be satisfied even if they actually reached their number is questionable however. 5 years ago I would have said €1M x 4% rule was the goal and I could 'retire' then, but I have...