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@packingpadre Will not! It's also available on my Substack (link available in my profile if you're interested in reading my other stuff!)

@darrenr The framework is more to avoid financial stress to get a house. If prices in a city are unaffordable maybe it's an indicator to look elsewhere.

Edit 1 - Added excel calculator at the bottom Happy New Year everyone! I recently purchased a house, and thought I'd share the framework I found useful when evaluating how much I can afford. It's inspired from a post by Subramoney. When buying the house, it was important for me that it did...

Hi! In my other post on how I use PPF for my retirement, I mentioned how its interest is calculated: In this case, it would be optimal to invest the maximum Rs 1.5L before April 5th of the financial year to get the maximum interest. But we don’t all have that much money lying around to invest...