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@kellypmart Similar age, we’re 24. We keep cash for emergencies for 3 months in a separate account, it’s not invested. We also have an accumulating travel account where we put 10% of our salaries each month, this money is spent at the end of the year. We invest 34% of our salaries, it’s a buy...

@barney I think it may explain some of it but it is very very worrying that they lock people out and it takes months to get money back. I really wonder why their AML department sucks this much. A simple trip to Thailand where maybe I spend more money than usual should not trigger an...

@candleleigh Sorry to hear about this OP. I’ve only had very very positive experiences with N26 and I use them as my main bank account. Whenever I had problems, and I had many, from disputing payments to getting my money back from vendors, to changing my tax residence etc. and I always got an...