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@acts2416 Someone suggested me to invest in rbi bonds that i am thinking of investing as an alternative to mutual fund and fd… How different are RBI BONDS to NCD?

@xmudpuddle wow… thanks a lot bro for detailed guidance

@mypathmyquest Thats nice.. definitely try that out

@mypathmyquest Thank you… not aware of this difference… i will explore this route… do they charge any fee initially?

@mypathmyquest i contacted an advisor couple of months back. He charged 10 k to analyse my situation and suggested to invest remaining amount through him and with some percentage changed by him irrespective of returns. I did not like that and dropped going that route.

@grantdenning hehe

@mrdean36 I dont know where to invest this extra income lying in savings account.. Thats what i feel anxiety about the fact that i am unable to take any decision about investing it….

@mrdean36 Is it not risky to put all in mutual funds?

@bvbchick1303 thanks you

@jesusiswithus Yes thats exactly my thought on buying another appartment.. But i am very scared to buy a plot in a city i dont have anyone to guide me…

@medbeel i am doing all the above except ssy. my worry is to invest further in mutual funds? Already 60k going into Mutual funds… I see lot of colleagues investing in costly appartments . Not sure if i should go in that direction

Myself 39 M with wife 33F and daughter 4F. Our combined monthly earnings are : 3L in hand from salary, 16k rent from appartment, 30K epf monthly. Investments so far are: 50 L (10 year old appartment)in tier1 city, 50 L (5 year old apartment) in tier 1 city, 27 L in mutual...