@titus For the $940 each state has it's own statute of limitations somewhere around 7 years. The credit report should show when that debt became delinquent. If you are close to that time you can wait it out and it falls off your report. BofA will still want their money and you need to web...
@titus Get your free credit report from the three reporting agencies. It will show the outstanding debt and how long it has been out there. If your timeline is correct outstanding debt falls off your credit report at 7 years. You still technically owe BofA but not paying them won't hurt your...
