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@dymesgirl My guess would be the strategy works something like this; Fix a majority of the mortgage with minimum repayments then put a portion (for example 50k) in revolving/flexi account. Direct all income and savings into the revolving account to pay it off asap. Use a credit card for all...

My H&C insurance is coming up for renewal with AA and was thinking about shopping around as there is a 10% increase. Questions, Who are you with? How is your experience? How much do you pay (preferably annual cost) and to what value does it cover for rebuild and contents? Any other pointers...