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@srrngugi I started around the same time as you about 23yo and I bought only US stocks because I was fearful of the weakness of ringgit that time. And I continue only buying US stocks including ETFs since then. It’s unfortunate but I’m thankful many of my investment is in USD. I use cimb...

@srrngugi If you look carefully, many of these funds buy a lot of ETFs themselves as a safe purchase. You could cut the middle man and buy ETF yourself. It’s easily available.