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    Emergency fund

    @kenneth320 Damn, cancer sucks. I hope you kick its ass!
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    Emergency fund

    @phydaux There's something to be said for travelling and seeing the world! Especially if you're in the phase of life where that's easy to do and enjoy. More responsibilities and family can make it challenging and/or stressful to find the time for a decent holiday overseas.
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    I have been spending 60% of my wage on nothing for 8 years

    @jeplet You'll be fine - all I had at 26 was a PhD, a $55k student loan, and an alcohol problem.
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