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    What's a personal finance tip or hack that should be common knowledge but isn't?

    @ba1992 ah, forgot to answer your 2nd question. buy it from any reputed insurer with a good claim settlement history. Doesn't matter who you get it from
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    What's a personal finance tip or hack that should be common knowledge but isn't?

    @ba1992 Well, the idea is simple. You can buy an online term plan instantly these days. Say you take a 50L loan over 15 years to buy a flat. In that case, you should take out a life insurance plan worth 50L+interest that covers you for 15 years. The cost will be nominal, something like...
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    What's a personal finance tip or hack that should be common knowledge but isn't?

    @rezene Whenever you take out a secured loan of any kind, buy a pureplay life insurance cover (called term insurance) of the loan+interest amount for the duration of the loan. This ensures that your dependents will not be forced to pay off the loan to protect the collateral in case of your...
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