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@robertdlindstrom Neither of those circumstances make sense, IMO. You have to take care of yourselves after you're finished working, and government shouldn't penalize you for having the wherewithal to do so after you no longer work for a living.

@mtainmn43 So if I am responsible and understand that I have to provide for myself during retirement, they will likely claw back some or all of my OAS if I succeed at that... however if I fuck around and blow all my money when I was supposed to be saving I get a full payment of OAS? How does...