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    Thoughts on our personal finances so far this year?

    @lwilliams777 Sorry I should have read the title 🙈 makes sense. Doesn't seem too bad to be honest. Can't really offer any advice except maybe make more use of the tax savings that a pension offers especially when you reach the higher rate tax band (40%).
  2. B

    Thoughts on our personal finances so far this year?

    @lwilliams777 Are these expenses monthly or yearly? Some seem to be yearly but then ones like Amazon prime and 02 look more like a monthly expenses.
  3. B

    Just moved into my first flat and feel like my landlords have set the gas rate extremely high

    @thietkenhaxinh That can’t be right. The price cap is 6.89p. How you being charged 10x the price cap?
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