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@dkelley84 if by financially free you mean have enough money to never work again, you can use one of the retirement calculators online to figure out how much money you need to have saved up by age 50 to be able to survive til approx age 80ish (life expectancy) on your funds. Take note that you...

@sara1985 If you’ve already paid for 4 years, compare mo yung premium charges vs the cost of getting a term insurance policy. Some VULs give you the option of paying only the cost of insurance instead of the entire premium, so just pay the minimum amount to keep your policy in force. When i...