@mitchrad I opened my first IRA when I changed employment and wanted to roll my 401K into it. Over the years I’ve done the same a few times and added to it when I could. I was able to self direct it and the money in it grew tax free.
@laterrainfot You can’t keep adding to a CD so you would have to buy an additional new $2,000 CD each month and wouldn’t be able to get your money out of the last 5 or 6 of them until after the 6 months were up in those after your 10 month deadline.