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  1. V

    Why get an IRA if you have a (401)k?

    @mitchrad I opened my first IRA when I changed employment and wanted to roll my 401K into it. Over the years I’ve done the same a few times and added to it when I could. I was able to self direct it and the money in it grew tax free.
  2. V

    is a CD right for me or should I stick to a savings account?

    @laterrainfot You can’t keep adding to a CD so you would have to buy an additional new $2,000 CD each month and wouldn’t be able to get your money out of the last 5 or 6 of them until after the 6 months were up in those after your 10 month deadline.
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