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@are9are9s The ability to claim your RRSP contributions against taxes and max your TFSA allocations may still be quite good. Usually I’d imagine that’s around 25% tax avoided on that income.

@barbswalk To be fair many others are paying it down or off compared to normal at their renewals. A lot of people right now aren’t betting on the market beating 6%

@cradlerc58 I mean I’m they essentially own two housing units so it’s not that sad a story… They also can likely retire just fine by moving into the two bedroom suite when their kids move out. If the upstairs is a moderately nice 3 bedroom in a city it’s going to rent for $2500-$3000. That...