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  1. J

    US & India saving approach

    @corruptedsoul Ok, i had 401k with Fidelity and was able to open IRA as well.
  2. J

    US & India saving approach

    @corruptedsoul Hi, When I try to register for an Vanguard account. I get below message . I'm fine with printing and mailing it. However; I'm not sure about the signature guarantee from bank officer. Is this expected? Will my Bank be OK to do this ?
  3. J

    US & India saving approach

    @corruptedsoul Thank you for your valuable input. My employer offers both Roth & traditional 401(k). I went with traditional as its saves on month on month tax. Hearing to everyone's input; I increased it to 4%. I will open an IRA account as next step. I found being asked to print and mail to...
  4. J

    US & India saving approach

    @furiouscat4323 This is my thought process too.
  5. J

    US & India saving approach

    @meme2206 I have an online only saving account and they have both my email / mobile number.. I haven't had issues so far. I use this account for storing my emergency funds and get a decent interest rate (1.45%) by US standards.. Please check out...
  6. J

    US & India saving approach

    @meme2206 Not necessarily. There are online-only banks which allow free checking account.
  7. J

    US & India saving approach

    @jesusandliberty Thank you, I think its across all . I wouldn't be investing if I'm leaving. Its just matter of how long to hold . My Roth IRA, Can I switch to ETF from FSTVX anytime ? Any catches like not switch within X numbers of days from purchase? Can I switch even after moving to India?
  8. J

    US & India saving approach

    @elifrye I'm using FSTVX which is Fidelity version of VTSAX as they allow free trading of Fidelity shares.
  9. J

    US & India saving approach

    @hd3484 Thanks for your valuable input sir.
  10. J

    US & India saving approach

    @furiouscat4323 i have a question with regards to the S&P 500 investment. I assume you are using Vanguard or something similar. From my reading; you are considered Resident Alien for tax purpose and you can open the account. What happens if you leave US? Are you allowed to hold the units...
  11. J

    US & India saving approach

    Hi All, I would like to get input from others who maybe in similar situation as me. I'm currently in US and dont know if I will settle here or come back to India . Hence, I'm splitting saving between US & India. I have a home loan for an apartment in India which I'm paying with every lumpsum...
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