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@maluchristian Here's the fun part; If you accept company C you go for M tax code. It is your only paye income and not a secondary job. A is contract so self employed, even if wt deducted doesn't change C tax code. I'd avoid B for toxicity personally. Can you comfortably do A and C and...

@zuly Assuming a NZ policy, and always a NZ policy. How long have they been in it? Some of the long term ones may have other issues, but generally any NZ super scheme is taxed going in, not taxed going out. So the lump sum should be tax free. Then only taxable on the investment returned when...

@manuele If you don't notify, they're getting harsher and using the no declaration rate more now - 45% Legally they are supposed to do that.

@mischathepuppy The old rule of thumb was contract rate needs to be 25% more to just cover leave etc you don't get, let alone costs. $50 isn't enough to get ahead as a contractor there, and much easier to let you go. The need to increase more