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@karenlly It’s a good deal if you are looking where to park money for some time in the short term. This the maximum you can currently get in CHF with a savings account. I also think it is fair they ask you to wait 6 months for larger amounts as they are investing / loaning your money. Most...

@wassa78 With IBKR you still are given rights to vote over any single stock you own.

@wassa78 It has zero impact on your real life. Sure, register for the box of chocolate if you want…

@wassa78 Plain misinformation. IBKR is regulated in more countries than Swissquote and you can actually opt to have shares in your name IF you pay for it. It is completely pointless, conspiracy-adherent bullshit to do so though. Your shares are held separately from the broker’s assets and in...

@bella96 That 4% return is in Euros, not CHF. You can get that return or higher in Euros by buying an ETF like the Xtracker EUR overnight rate Swap. Or a government bond from any major EU nation like France or Germany. IBKR offers around 4% for anything above 10k Euros as well.

@sallyalder This is actually an interesting piece of advice - however, would the pension fund be OK to send the obligatory / surobligatory parts to 2 separate accounts? Maybe a better chance is to move everything to VIAC and then ask VIAC to only move the obligatory part to the new pension...