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@joryanne Not ETFs. Stocks. I buy stocks that don’t pay dividends. It’s easy to find them. Just buy them as a basket and never sell and hope that some of them become the historic winners that drive overall portfolio performance. Use fractional shares to buy each in identical sizes. The good...

@joryanne You’re reading my mind here. It’s why I don’t buy dividend stocks or at the very least don’t favor dividend paying stocks. Dividends equal tax headaches. Selling stocks equals tax headchars.

@joryanne Actually I wasn't. You could contribute to a traditional IRA even if you don't owe tax. There's just no immediate tax benefit. The benefit comes from it growing tax free. It's one reason I don't bother. I live in Germany. The treaty is unclear about Roth's. From my reading, it sounds...

@joryanne If I’m wrong I’m happy to change my mind, but I don’t see how it can be what you describe. The IRS says that you need taxable compensation, but it doesn’t mean that you have to owe tax to contribute to an IRA. So that means you can’t contribute to an IRA with income you exclude via the...

@clintjohnson If you know the rules, TurboTax is fine. At least it has been for me as an expat in Germany. But it’s not going to go out of its way to help expats. You need to read the IRS guidance about things like the FBAR and FATCA because TT’s prompts for those are laughably inadequate. The...

@abigail_akaprincess I want to understand you better. Is it a worry about the underlying assets within the fund and their currency fluctuations or is it the price of the fund itself? Could you give me an idea of what you’re considering buying?

@abigail_akaprincess I don't know his wording on this. Yes, there's an impact, but if you're buying global assets (which is what you will do if you're buying a well diversified basket of assets), then it doesn't matter if you buy in local currency or foreign currency. My suspicion is that's his...

@the7thcolporteur To what OP asked about. SDFCU allows its customers to have a foreign address, while most US banks don't. So if my other banks decide to give me the boot, I have SDFCU as a backup.

@lucyt25 Interactive Brokers claims they don’t support opening a position in Korean Won. https://ibkr.info/node/709 Apparently, Korea had a lot of capital controls that make things tricky.

@draculkain I have a SDFCU account, and it's fine. But it's purely backup.