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@tnvolfirefighter I was not aware that it's inaccurate. So maybe?

@tnvolfirefighter Check your last tax return. It tells you specifically how much room in RRSP and TFSA you have. And they tell you the value for the tax year. Then just do the math. Also, even though you CAN move money out of the TFSA easy, that does not mean you should do that a lot.

@caitriona No offense. But who talked you into a variable rate at that time? Did you expect the Bank of Canada to head into Negative Interest Rates? Like, where was the upside?